Tom Schabel

Hi, I'm Tom, a Senior Loan Officer who works hard to make sure your pre-approval turns into home ownership

Contact me anytime: 317.626.2459 or

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Hello, and thank you for visiting my site.I’ve been in the mortgage lending industry since graduating from college in 1983 – 35 years!My personal catch phrase has always been, “I want to be your Mortgage Lender For Life!

In order to actually be your “Mortgage Lender For Life!”, I must provide the service, the expertise and knowledge, and the caring attitude you expect.I take your business seriously.Your homeownership and being able to provide a nice home for your family is of the utmost importance.

Our mortgage team is committed to providing the best possible experience for you.We close a lot of loans for our customers, but your home loan is still special to all of us!We didn’t become the #1 mortgage lender in Indiana without putting you first.

My experience...

I began my mortgage life in 1983, following graduation from Wabash College with a BA in Economics. I worked for 13 ½ years for a moderate-sized lender, working my way up to Vice President and Branch Manager.In 1997, I started my own company and served as President of the company until 2008.I then took a position for a local bank and remained there simply as a Senior Loan Officer for 10 years.I began my position with Ruoff Home Mortgage in August of 2018.

As a Senior Loan Officer, I bring the experience and knowledge you expect in your loan officer.I believe in putting the customer first in all things.I try to attend all mortgage closings to be with you in what may be the most important transaction of your life.Once we’ve closed your home loan, I want to remain your “Mortgage Lender For Life!”, just as you may have an accountant, an attorney, a family doctor – I want to always be there to help you with your home loan now, and forever…

Step Ahead

Confirm your home financing options ahead of schedule

Step Ahead

Loans That End in "A"

Whether you are looking to make your first purchase or refinance, you may be able to enjoy the benefits of a FHA, VA, or USDA loan.

Loans That End in "A"

IHCDA Programs

Whether you’re a first-time homebuyer or a seasoned veteran of the housing market, IHCDA has a mortgage product to meet your needs.

IHCDA Programs

Home Ready

The HomeReady Mortgage backed by Fannie Mae is built to help our low to moderate income borrowers reach the dream of homeownership.

Home Ready

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