High Contrast:
Get Started
Picture of Tony Brancatto
Picture of Tony Brancatto

Hi, I'm Tony!

VP | Branch Manager

I will work hard to help you achieve your homeownership goals.

100.00% Customer Satisfaction Rating
Scotsman Guide Top Lenders Award

Hi, I'm Tony!

VP | Branch Manager

I will work hard to help you achieve your homeownership goals.

100.00% Customer Satisfaction Rating
Scotsman Guide Top Lenders Award

Let me help you get pre-approved today!

My customer service philosophy is to treat every customer with respect and to make their experience as stress free as possible. I believe that the purchase of a new home is a major decision and should be treated as such. I strive to make this decision as easy as possible for each client by being honest and trustworthy along with communicating frequently all while offering them sound and reliable advice.
Get Started

What is your goal?

Buy a Home

From finding your perfect home to moving in, we've got you covered.

Refinance

Need a lower monthly payment, or want to get cash out? Learn more about your options.

Sell My Home

Get your house on the market, and look for your next home!

Hear from people like you

  • Review 1

    Source of Rating Icon

    Was always there to answer any questions. Helped me every step of the way.

    Antonio A S.

    Toledo, OH, September 1st, 2024 10:41 AM

  • Review 2

    Source of Rating Icon

    Tony and Stephanie were always on top of everything - advising us what was next. Smoothest closing I have ever had

    Dennis O L.

    MONCLOVA, OH, September 1st, 2024 03:08 PM

  • Review 3

    Source of Rating Icon

    This was my second time working with Tony, and he handled every step of our homebuying/loan application process with the highest degree of care and professionalism. I would recommend him and Ruoff Mortgage without reservation.

    Warren L P.

    Amherst, OH, August 2nd, 2024 11:55 AM

  • Review 4

    Source of Rating Icon

    Tony was helpful and wonderful through the whole process

    Julia A P.

    Amherst, OH, August 1st, 2024 06:30 PM

  • Review 5

    Source of Rating Icon

    Process seemed very easy. Ruoff provided a low stress process and we are very happy.

    Wendy M.

    Toledo, OH, July 29th, 2024 08:47 AM

  • Review 6

    Source of Rating Icon

    Tony made the process of buying a home very simple. He is highly-knowledgeable. Tony was able to address every topic at a high level and made me feel very confident in the process. Excellent job!

    Timothy D V.

    Monclova, OH, July 2nd, 2024 09:16 AM

  • Review 7

    Source of Rating Icon

    The ease of the application process, the portal for staying on top of the whole transaction, and the great people at Ruoff that worked with us to efficiently process our loan!

    Craig M E.

    Bowling Green, OH, June 26th, 2024 09:20 AM

  • Review 8

    Source of Rating Icon

    user-friendly online portal, the ability to sign documents electronically, good communication and email updates

    Rebecca M E.

    Bowling Green, OH, June 25th, 2024 09:17 PM

  • Review 9

    Source of Rating Icon

    Tony and Stephanie helped navigate every requirement/request/issue that came up and get me to closing. They were great.

    Benjamin J.

    Holland, OH, May 13th, 2024 02:04 PM

  • Review 10

    Source of Rating Icon

    Very responsive team .. quick and on task to get things completed

    Paul B B.

    Toledo, OH, March 17th, 2024 02:21 PM

  • Review 11

    Source of Rating Icon

    Great communication

    Amy C.

    Toledo, OH, March 4th, 2024 10:44 AM

  • Review 12

    Source of Rating Icon

    Quick and easy to get things done with the best attitude of all

    Michael James F.

    Oak Harbor, OH, March 3rd, 2024 03:05 PM

  • Review 13

    Source of Rating Icon

    Worked to save me money and find a plan that fit me well

    Peter P R.

    Oregon, OH, February 8th, 2024 04:56 PM

See More

Why should you choose Ruoff?

66

Branches throughout
the US.

98.4%

Customer Satisfaction Score.*

15

Days or less average
clear-to-close.**

40

Years of helping
homeowners like you.

7

Milestones updating you throughout the process.

10

Minutes at the closing
table on average.

*Based on 2023 independent third party customer satisfaction survey data. This is not an offer for extension of credit or a commitment to lend. All loans must satisfy company underwriting guidelines. Information and interest rate are subject to change at any time and without notice. Equal Housing Lender. NMLS #141868. Ruoff Mortgage Company, Inc. is an Indiana corporation. For complete licensing information visit: http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868.

** The average Clear to Close time is dependent on loan type, proper documentation, and other qualifying factors. Loan decision is subject to satisfactory appraisal, title review, and no change to financial condition. This is not an offer for extension of credit or a commitment to lend. Some restrictions may apply. Ruoff Mortgage NMLS #141868. Equal Housing Lender. Ruoff Mortgage Company, Inc. d/b/a Ruoff Mortgage is an Indiana corporation. For complete licensing information visit: http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868.

Calculate what's best for you

Use our calculator below to find an estimated monthly mortgage payment that works for you. Please remember the dollar amounts displayed are not guaranteed, and what you actually pay may be different. These estimates are for educational purposes only.

Stay connected.

I would love to hear from you!

Call me at 419.450.5442 or message me below!

Download our !