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What is your goal?


When are you
looking to buy?

How is your credit score?

Where are you
looking to buy?

$150 - 175k
18 - 21%
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Are you working with a loan officer?

Let's connect!

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Your next step is to complete a full application.

Thank you for
reaching out!
A Loan Officer will be in contact with you soon.

What are your refinance goals?

Where are you currently living?

$75 - 100k
$150 - 175k
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Picture of Tony Brancatto
Picture of Tony Brancatto

Hi, I'm Tony!

VP | Branch Manager

I will work hard to help you achieve your homeownership goals.

98.81% Customer Satisfaction Rating
Scotsman Guide Top Lenders Award

Hi, I'm Tony!

VP | Branch Manager

I will work hard to help you achieve your homeownership goals.

98.81% Customer Satisfaction Rating
Scotsman Guide Top Lenders Award

Let me help you get pre-approved today!

My customer service philosophy is to treat every customer with respect and to make their experience as stress free as possible. I believe that the purchase of a new home is a major decision and should be treated as such. I strive to make this decision as easy as possible for each client by being honest and trustworthy along with communicating frequently all while offering them sound and reliable advice.
Get Started

What is your goal?

Buy a Home

From finding your perfect home to moving in, we've got you covered.


Need a lower monthly payment, or want to get cash out? Learn more about your options.

Sell My Home

Get your house on the market, and look for your next home!

Hear from people like you*

  • Two things really stood out during my experience in getting a loan. First, Tony Brancatto was exceptional. Since I reviewed the mortgage info and process after work hours, most of my questions were generated after 6 PM and on the weekends. Tony always answered my calls or texts immediately or within a very short amount of time - all during "non-business" hours. He really worked hard to make my part of the process feel easy. Second, the use of digital forms made the process seem simple. The forms allowed me to review the information in a timely manner and ask Tony any questions that I had. The closing was the easiest that I have ever experienced.

    Timothy E, happy client
  • I am one hundred percent satisfied with the whole process.

    Ezekial W, happy client
  • We loved working with Tony and his assistant Stephanie! They were both very easy to get ahold of and prompt with returning calls. We had a snag towards the end and Tony knew what to do to make things happen. I would definitely recommend them to friends.

    Daniel H, happy client
  • Communication was fantastic, and the process was extremely well streamlined. I heard horror stories from friends about their home purchases and getting alone, Tony truly made the process a breeze.

    Alexander C, happy client
  • The attention to detail and efficiency were great.

    Greg S, happy client
  • I really appreciated all the help that Tony gave us. There were several issues that I found hard to accomplish but he walked me right through them. His staff was most helpful too.

    Charles G, happy client
  • The process was very smooth and Tony did an excellent job explaining everything to us. He also kept us on track. Wonderful experience.

    Patrick O, happy client
  • Tony kept me up to date on everything and explained the online process and assured me to call if I needed assistance with any of the processes.

    Brenda T, happy client
  • I had previously applied through another lender and was not happy, so my mom recommended Tony at Ruoff. From the start, he was so helpful and informative. It was a night and day difference to quicken and it was awesome. Tony was always available and informative. He answered any questions I had and gave me updates sometimes daily. It made the mortgage process seem easy, even though it initially seemed quite daunting. I would highly recommend him to others and would love to go through him for any future mortgages. I had an excellent experience.

    Hailey M, happy client
  • Tony was very easy to get ahold of and very knowledgeable. He really took the time to listen to our questions and had an answer for them all. We bought our house without a realtor and he really helped us through the process each step of the way.

    Adam H, happy client
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Why should you choose Ruoff?


Branches throughout
the US.


Customer Satisfaction Score according to Customerville.


Days or less average


Years of helping
homeowners like you.


Milestones updating you throughout the process.


Minutes at the closing
table on average.

Calculate what's best for you

Use our calculator below to find an estimated monthly mortgage payment that works for you. Please remember the dollar amounts displayed are not guaranteed, and what you actually pay may be different. These estimates are for educational purposes only.

Stay connected.

I would love to hear from you!

Call me at 419.450.5442 or message me below!

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