Picture of

What is your goal?


When are you
looking to buy?

Within 30 days
2-5 months
6 months - 1 year

How is your credit score?

Poor (619 or below)
Fair (620 - 679)
Good (680 - 719)
Excellent (720+)

Where are you
looking to buy?

How much are you
looking to spend?

$150 - 175k

What is your estimated
down payment?

18 - 21%
Please complete all fields.

Are you working with a loan officer?


Let's connect!

Please complete all fields.

Thank you for
reaching out!
A Loan Officer will be in contact with you soon.

Would you like to continue to complete your full application?

No, thanks.

What are your refinance goals?

Lower Rate
Smaller Payment
Shorter Loan

Where are you currently living?

What is your current balance on your mortgage?

$75 - 100k

What is your estimated home value?

$150 - 175k
Please complete all fields.
Picture of Tony Brancatto
Picture of Tony Brancatto

Hi, I'm Tony!

VP Branch Manager

I will work hard to help you achieve your homeownership goals.

99.68% Customer Satisfaction Rating

Hi, I'm Tony!

VP Branch Manager

I will work hard to help you achieve your homeownership goals.

99.68% Customer Satisfaction Rating

Let me help you get pre-approved today!

My customer service philosophy is to treat every customer with respect and to make their experience as stress free as possible. I believe that the purchase of a new home is a major decision and should be treated as such. I strive to make this decision as easy as possible for each client by being honest and trustworthy along with communicating frequently all while offering them sound and reliable advice.

What is your goal?

Buy a Home

From finding your perfect home to moving in, we've got you covered.


Need a lower monthly payment, or want to get cash out? Learn more about your options.

Sell My Home

Get your house on the market, and look for your next home!

Hear from people like you

  • Two things really stood out during my experience in getting a loan. First, Tony Brancatto was exceptional. Since I reviewed the mortgage info and process after work hours, most of my questions were generated after 6 PM and on the weekends. Tony always answered my calls or texts immediately or within a very short amount of time - all during "non-business" hours. He really worked hard to make my part of the process feel easy. Second, the use of digital forms made the process seem simple. The forms allowed me to review the information in a timely manner and ask Tony any questions that I had. The closing was the easiest that I have ever experienced.

    Timothy E, happy client
  • The process was very smooth and Tony did an excellent job explaining everything to us. He also kept us on track. Wonderful experience.

    Patrick O, happy client
  • Tony was very easy to get ahold of and very knowledgeable. He really took the time to listen to our questions and had an answer for them all. We bought our house without a realtor and he really helped us through the process each step of the way.

    Adam H, happy client

Why should you choose Ruoff?


Branches throughout
the US.


Customer Satisfaction Score according to Customerville.


Days or less average


Years of helping
homeowners like you.


Milestones updating you throughout the process.


Minutes at the closing
table on average.

Calculate what's best for you

Use our calculator below to find an estimated monthly mortgage payment that works for you. Please remember the dollar amounts displayed are not guaranteed, and what you actually pay may be different. These estimates are for educational purposes only.

Stay connected.

I would love to hear from you!

Call me at (419) 450-5442 or message me below!

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