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Picture of Tony Brancatto
Picture of Tony Brancatto

Hi, I'm Tony!

VP | Branch Manager

I will work hard to help you achieve your homeownership goals.

98.86% Customer Satisfaction Rating
Scotsman Guide Top Lenders Award

Hi, I'm Tony!

VP | Branch Manager

I will work hard to help you achieve your homeownership goals.

98.86% Customer Satisfaction Rating
Scotsman Guide Top Lenders Award

Let me help you get pre-approved today!

My customer service philosophy is to treat every customer with respect and to make their experience as stress free as possible. I believe that the purchase of a new home is a major decision and should be treated as such. I strive to make this decision as easy as possible for each client by being honest and trustworthy along with communicating frequently all while offering them sound and reliable advice.
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What is your goal?

Buy a Home

From finding your perfect home to moving in, we've got you covered.


Need a lower monthly payment, or want to get cash out? Learn more about your options.

Sell My Home

Get your house on the market, and look for your next home!

Hear from people like you*

  • I was really fortunate to find Tony Brancatto. His knowledge of loan products and process is deep and wide. I was a low-income, first-time buyer. He deftly guided me through the City of Toledo grant program, and he even scheduled the City's appraisal on my behalf. Coming into play was his knowledge of the Agencies, appraisals, inspections, underwriting guidelines, and even the secondary market for whole loans including servicing. Wow! I was lucky to find a consultant and executive, versus a paperwork -administrator. I cannot recommend him enough.

    CHRISTOPHER S, happy client
  • Tony Brancatto was fantastic to work with and extraordinarily helpful to me in multiple respects throughout the home buying process, going well beyond the call of duty. He was an invaluable source of isight, information, and guidance.

    Thomas A D, happy client
  • The experience of having Tony help me was amazing. He made a stressful situation as easy as could be and was always responsive whenever I needed him.

    Bryan M R, happy client
  • Tony was very helpful in making this process as smooth and easy as possible.

    Regina R, happy client
  • The communication with Tony was exceptional. He was very patient and willing to help with on of our crazy questions and concerns. I would definitely confided in Tony again if need be and refer to him all of my friends and family. Defiantly a positive asset to the company. Thank you again for making this experience pleasant.

    Dennis Luther D, happy client
  • We loved working with Tony and his assistant Stephanie! They were both very easy to get ahold of and prompt with returning calls. We had a snag towards the end and Tony knew what to do to make things happen. I would definitely recommend them to friends.

    Daniel H, happy client
  • I had previously applied through another lender and was not happy, so my mom recommended Tony at Ruoff. From the start, he was so helpful and informative. It was a night and day difference to quicken and it was awesome. Tony was always available and informative. He answered any questions I had and gave me updates sometimes daily. It made the mortgage process seem easy, even though it initially seemed quite daunting. I would highly recommend him to others and would love to go through him for any future mortgages. I had an excellent experience.

    Hailey M, happy client
  • Tony was Great, he went above and beyond for us and we appreciate everything he did to help get us threw the whole experience.

    Tamela S D, happy client
  • We had a great experience working with Tony. Every step was made very clear and the team was always quick to respond and keep the process moving. We got a great competitive rate and had all of our options explained to us in great detail. The online portal is easy to use and made the whole process very efficient!

    Nathan R L, happy client
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Why should you choose Ruoff?


Branches throughout
the US.


Customer Satisfaction Score according to Customerville.


Days or less average


Years of helping
homeowners like you.


Milestones updating you throughout the process.


Minutes at the closing
table on average.

Calculate what's best for you

Use our calculator below to find an estimated monthly mortgage payment that works for you. Please remember the dollar amounts displayed are not guaranteed, and what you actually pay may be different. These estimates are for educational purposes only.

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I would love to hear from you!

Call me at 419.450.5442 or message me below!

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