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I will work hard to help you achieve your homeownership goals.
I will work hard to help you achieve your homeownership goals.
I’m a Senior Loan Originator with over 20+ years of experience with Ruoff Mortgage. Customer service is very important to me, and my goal is not only to get someone their dream home but for them to realize how much love and care I have for every one of my clients. I will work around my clients’ schedules by meeting on evenings and weekends. I let all of my clients know that they can call me anytime, day or night; I am always available. I am licensed in Indiana, Illinois, Ohio, Florida, Michigan, Wisconsin, Georgia and Texas!
I enjoy spending my free time riding my bicycle all over Fort Wayne, but most of all, it is spending time with friends and family that brings me the most joy—especially my little grandson and my sister!
Ruoff has provided home loans in Indiana and the surrounding states since 1984. Not only can Ruoff Mortgage offer the full spectrum of products and services to clients who are looking for low costs, competitive rates, and sound advice, but you also matter—you are NOT just another sales goal or number to us.
We may not know each other when you apply for a loan, but when all is said and done, you will be like family to me!
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From finding your perfect home to moving in, we've got you covered.
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This is the third time we have worked with Tracy on a home purchase. Tracy is knowledgeable, friendly, and great to work with. She truly makes the process as easy and smooth as possible. We highly recommend Ruoff and Tracy Adams!
Seth A M.Columbia City, IN, July 3rd, 2023 09:41 AM
The whole entire process was smooth, fast, and easy. As first time home buyers, we appreciated all the help and resources that were provided.
Kindra R B.Fort Wayne, IN, August 19th, 2023 10:55 PM
Tracy is excellent. She is so willing to go above and beyond. Specifically, she drove to the title company's office to retrieve wiring instructions because she wanted to ensure we had the utmost security in doing our wire payment. She is thorough, kind and realistic and we hope she never retires!
Jordyn Keshet H.Fort Wayne, IN, May 20th, 2025 11:05 AM
Tracy Adams has the hardest working team to make the loan process fast and smooth. There is no one else I'd rather work with.
Sara L R.Fort Wayne, IN, May 29th, 2025 01:34 PM
Loan officer and team worked hard to get closing of my home done in two weeks. Tracey was helpful and walked me through each step.
Jennifer M L.FORT WAYNE, IN, May 20th, 2025 04:35 PM
Tracy was extremely helpful and maintained frequent contact with me throughout the loan process. The guidance she provided along the way to help me buy my first house was greatly appreciated.
Zachary D G.New Haven, IN, May 6th, 2025 02:18 PM
Tracy Adams is a ROCKSTAR 💥
Rebecca J G.Fort Wayne, IN, May 8th, 2025 11:09 AM
Quick easy transa
Lee E.Fort Wayne, IN, May 8th, 2025 12:43 PM
Excellent Experience!! Tracy is the best! She made the whole process seamless with no issues I highly recommend Tracy and the team for mortgage lending
Blake A S.Columbia City, IN, May 12th, 2025 12:40 PM
Very thorough and made the process as smooth as possible.
Nicholas Keith N.FORT WAYNE, IN, May 13th, 2025 02:28 AM
Tracy is absolutely amazing, she goes above and beyond every step of the way, she was always there for us advocating for and supporting us. She is just simply amazing ❤️🤗
Mark J. W.Fort Wayne, IN, April 29th, 2025 11:19 AM
Tracey went above and beyond to help me work through the many moving parts!
Sara M E.Fort Wayne, IN, April 4th, 2025 11:06 AM
Tracy went well above and beyond all expectations to get us the best rate and to make the whole experience stress-free.
Brandon X M.Fort Wayne, IN, March 7th, 2025 11:07 AM
she was wonderful and made sure we understood each step of the process. We were first time buyers so even at the closing table she was just letting us know what to expect in the upcoming months. We can't recomend them enough.
Anyssa S.FORT WAYNE, IN, February 23rd, 2025 01:27 PM
The agent and all invovled were helpful and detail-oriented.
John S.FORT WAYNE, IN, February 22nd, 2025 12:49 PM
Branches throughout
the US.
Customer Satisfaction Score.*
Days or less average
clear-to-close.**
Years of helping
homeowners like you.
Milestones updating you throughout the process.
Minutes at the closing
table on average.
*Based on
2024
independent third party customer satisfaction survey data. This is not an offer for extension of credit or a commitment to lend.
All loans must satisfy company underwriting guidelines. Information and interest rate are subject to change at any time and without notice. Equal Housing Lender.
NMLS #141868. Ruoff Mortgage Company, Inc. is an Indiana corporation. For complete licensing information visit:
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**
The average Clear to Close time is dependent on loan type, proper documentation, and other qualifying factors. Loan decision is subject to satisfactory appraisal, title review,
and no change to financial condition. This is not an offer for extension of credit or a commitment to lend. Some restrictions may apply. Ruoff Mortgage NMLS #141868. Equal Housing Lender.
Ruoff Mortgage Company, Inc. d/b/a Ruoff Mortgage is an Indiana corporation. For complete licensing information visit:
http:
Use our calculator below to find an estimated monthly mortgage payment that works for you. Please remember the dollar amounts displayed are not guaranteed, and what you actually pay may be different. These estimates are for educational purposes only.