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What is your goal?


When are you
looking to buy?

How is your credit score?

Where are you
looking to buy?

$150 - 175k
18 - 21%
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Are you working with a loan officer?

Let's connect!

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Your next step is to complete a full application.

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reaching out!
A Loan Officer will be in contact with you soon.

What are your refinance goals?

Where are you currently living?

$75 - 100k
$150 - 175k
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Picture of Whitney Swanson
Picture of Whitney Swanson

Hi, I'm Whitney!

Senior Loan Officer

I will work hard to help you achieve your homeownership goals.

91.20% Customer Satisfaction Rating

Hi, I'm Whitney!

Senior Loan Officer

I will work hard to help you achieve your homeownership goals.

91.20% Customer Satisfaction Rating

Let me help you get pre-approved today!

Welcome, I am so glad you are here! As a Senior Loan Officer with Ruoff Mortgage, the #1 Purchase Lender in the Midwest, I have created a process that utilizes my professional skills and Ruoff’s resources to provide a smooth, seamless, and easy experience for my clients. Homeownership is such an exciting time, and I am humbled to be a part of that milestone.

I specialize in partnering with my clients to understand their wants, needs, goals, and timeline to establish a tailored game plan to best suit them. I serve my clients with the greatest attention to detail, combine traditional practices with modern technology, and a high-energy approach that allows my clients to stay confident in knowing that I will provide a smooth and easy-going transaction—from start to finish.

In addition to pursuing my professional passions, one of my proudest accomplishments is my family; my husband Joe and our three sons, Julian, Jamison, and Jett. We are a ‘sports family,’ typically on any given weekend; we cheer on our boys in basketball, football, or baseball. Aside from sports, I enjoy the outdoors, boating, listening to podcasts, and enjoying country life.

I offer a variety of mortgage options, including Conventional, FHA, USDA, and VA loans. If you ever have questions about the mortgage process, loan programs, or any additional financing inquiries, please call me anytime. I am always happy to help!

Get Started

What is your goal?

Buy a Home

From finding your perfect home to moving in, we've got you covered.


Need a lower monthly payment, or want to get cash out? Learn more about your options.

Sell My Home

Get your house on the market, and look for your next home!

Hear from people like you

  • Whitney made the process so easy! She got us preapproved quickly, was in contact with us throughout, and even checked up to see if we had any questions. Paperwork was easily signed electronically and hassle-free. We couldn’t have asked for a better experience with Ruoff and Whitney!

    Paige M, happy client
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Why should you choose Ruoff?


Branches throughout
the US.


Customer Satisfaction Score according to Customerville.


Days or less average


Years of helping
homeowners like you.


Milestones updating you throughout the process.


Minutes at the closing
table on average.

Calculate what's best for you

Use our calculator below to find an estimated monthly mortgage payment that works for you. Please remember the dollar amounts displayed are not guaranteed, and what you actually pay may be different. These estimates are for educational purposes only.

Stay connected.

I would love to hear from you!

Call me at 574.549.7320 or message me below!

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