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What is your goal?

Purchase

When are you
looking to buy?

How is your credit score?

Where are you
looking to buy?

How much are you
looking to spend?

$150 - 175k

What is your estimated
down payment?

18 - 21%
Please complete all fields.

Are you working with a loan officer?

Let's connect!

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Your next step is to complete a full application.

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reaching out!
A Loan Officer will be in contact with you soon.

What are your refinance goals?

Where are you currently living?

What is your current balance on your mortgage?

$75 - 100k

What is your estimated home value?

$150 - 175k
Please complete all fields.
Contact Us

Spencer

385 E. Morgan St
, Spencer, IN 47460
Telephone: 812.714.8173
| Fax: 260.999.6201

The Spencer branch of Ruoff Mortgage serves the Spencer, Indiana and Owen County area. This beautiful town in the heart of the Midwest, has a growing art and music scene, beautiful scenery, and strong community roots. Visit the unique wineries and shops, hike the trails at McCormick's Creek State Park, kayak the White River, pick up a round of golf, or take a short drive to catch some IU action! The Spencer branch is looking forward to serving your mortgage needs with all types of loan programs to help you construct, refinance, renovate, or purchase a home!

Meet the Spencer team!

98.00% Customer Satisfaction Rating
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Sally Hardy

Senior Loan Officer NMLS: 1029858

Stay connected.