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The St. Joseph branch of Ruoff Mortgage serves the St. Joseph, Michigan and Berrien County area. On the shores of Lake Michigan, St. Joseph boasts sandy beaches, breathtaking lighthouses, and a wonderful carousel and pavilion that are great for families. With close proximity to Chicago, Kalamzaoo, and South Bend, St. Joe is the perfect location for those wanting to take in the good things in life! The St. Joseph branch is looking forward to serving your mortgage needs with all types of loan programs to help you construct, refinance, renovate, or purchase a home!