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What is your goal?

Purchase

When are you
looking to buy?

How is your credit score?

Where are you
looking to buy?

$150 - 175k
18 - 21%
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Are you working with a loan officer?

Let's connect!

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Your next step is to complete a full application.

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reaching out!
A Loan Officer will be in contact with you soon.

What are your refinance goals?

Where are you currently living?

$75 - 100k
$150 - 175k
Please complete all fields.
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Contact Us

Elkhart

901 Parkway Avenue , Suite 5
, Elkhart, IN 46516
Telephone: 574.296.7740
| Fax: 574.975.2943

The Elkhart branch of Ruoff Mortgage serves the Elkhart, Indiana and Elkhart County area. This beautiful city has unique breweries, cafes, and shops. Go golfing, walk scenic trails at Island Park, or kayak the St. Joseph River. Experience a low crime rate, variety of amenities, and excellent schools all in close proximity to Chicago. The Elkhart branch is looking forward to serving your mortgage needs with all types of loan programs to help you construct, refinance, renovate, or purchase a home!

Meet the Elkhart team!

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Teresa Shultz-Miller

SVP, Area Manager NMLS: 484901
100.00% Customer Satisfaction Rating
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Cyndi Handley

Senior Loan Officer NMLS: 515407
40.00% Customer Satisfaction Rating
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Cyndi Ortiz

Senior Loan Officer NMLS: 166367
99.80% Customer Satisfaction Rating
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Drew Zeiger

Senior Loan Officer NMLS: 1600056
100.00% Customer Satisfaction Rating
Picture of Kym Baker Customer Satisfaction Excellence badge
Visit Site

Kym Baker

Senior Loan Officer NMLS: 804933
100.00% Customer Satisfaction Rating
Picture of Samantha Conrad Customer Satisfaction Excellence badge
Visit Site

Samantha Conrad

Senior Loan Officer NMLS: 132573
99.20% Customer Satisfaction Rating
Picture of Todd Bontrager Customer Satisfaction Excellence badge
Visit Site

Todd Bontrager

Senior Loan Officer NMLS: 2149752
100.00% Customer Satisfaction Rating
Picture of Tracie Westlake
Visit Site

Tracie Westlake

Senior Loan Officer NMLS: 426416
92.80% Customer Satisfaction Rating
Picture of Clarissa Lora
Visit Site

Clarissa Lora

Loan Officer NMLS: 1896451
95.00% Customer Satisfaction Rating

Select Your Loan Officer

Welcome to the Elkhart branch! Our knowledgeable, friendly staff will walk with you every step of the loan process to provide a personalized mortgage experience.

Picture of Teresa Shultz-Miller Customer Satisfaction Excellence badge
Visit Site

Teresa Shultz-Miller

SVP, Area Manager NMLS: 484901
100.00% Customer Satisfaction Rating
Picture of Cyndi Handley
Visit Site

Cyndi Handley

Senior Loan Officer NMLS: 515407
40.00% Customer Satisfaction Rating
Picture of Cyndi Ortiz Customer Satisfaction Excellence badge
Visit Site

Cyndi Ortiz

Senior Loan Officer NMLS: 166367
99.80% Customer Satisfaction Rating
Picture of Drew Zeiger Customer Satisfaction Excellence badge
Visit Site

Drew Zeiger

Senior Loan Officer NMLS: 1600056
100.00% Customer Satisfaction Rating
Picture of Kym Baker Customer Satisfaction Excellence badge
Visit Site

Kym Baker

Senior Loan Officer NMLS: 804933
100.00% Customer Satisfaction Rating
Picture of Samantha Conrad Customer Satisfaction Excellence badge
Visit Site

Samantha Conrad

Senior Loan Officer NMLS: 132573
99.20% Customer Satisfaction Rating
Picture of Todd Bontrager Customer Satisfaction Excellence badge
Visit Site

Todd Bontrager

Senior Loan Officer NMLS: 2149752
100.00% Customer Satisfaction Rating
Picture of Tracie Westlake
Visit Site

Tracie Westlake

Senior Loan Officer NMLS: 426416
92.80% Customer Satisfaction Rating
Picture of Clarissa Lora
Visit Site

Clarissa Lora

Loan Officer NMLS: 1896451
95.00% Customer Satisfaction Rating

Stay connected.