Picture of

What is your goal?

Purchase

When are you
looking to buy?

How is your credit score?

Where are you
looking to buy?

$150 - 175k
18 - 21%
Please complete all fields.

Are you working with a loan officer?

Let's connect!

Please complete all fields.

Your next step is to complete a full application.

Thank you for
reaching out!
A Loan Officer will be in contact with you soon.

What are your refinance goals?

Where are you currently living?

$75 - 100k
$150 - 175k
Please complete all fields.
High Contrast:
Contact Us

Elkhart

901 Parkway Avenue , Suite 5
, Elkhart, IN 46516
Telephone: 574.296.7740
| Fax: 574.975.2943

The Elkhart branch of Ruoff Mortgage serves the Elkhart, Indiana and Elkhart County area. This beautiful city has unique breweries, cafes, and shops. Go golfing, walk scenic trails at Island Park, or kayak the St. Joseph River. Experience a low crime rate, variety of amenities, and excellent schools all in close proximity to Chicago. The Elkhart branch is looking forward to serving your mortgage needs with all types of loan programs to help you construct, refinance, renovate, or purchase a home!

Meet the Elkhart team!

hover over your favorite LO or visit their website to learn more

Teresa Shultz-Miller

SVP, Area Manager
Picture of Teresa Shultz-Miller
Customer Satisfaction Excellence badge
100.00% Customer Satisfaction Rating
Visit Site
NMLS: 484901

Clarissa Lora

Senior Loan Officer
Picture of Clarissa Lora
96.20% Customer Satisfaction Rating
Visit Site
NMLS: 1896451

Cyndi Handley

Senior Loan Officer
Picture of Cyndi Handley
40.00% Customer Satisfaction Rating
Visit Site
NMLS: 515407

Eric Olsen

Senior Loan Officer
Picture of Eric Olsen
Customer Satisfaction Excellence badge
100.00% Customer Satisfaction Rating
Visit Site
NMLS: 1261514

Kym Baker

Senior Loan Officer
Picture of Kym Baker
Customer Satisfaction Excellence badge
99.60% Customer Satisfaction Rating
Visit Site
NMLS: 804933

Samantha Conrad

Senior Loan Officer
Picture of Samantha Conrad
Customer Satisfaction Excellence badge
99.00% Customer Satisfaction Rating
Visit Site
NMLS: 132573

Todd Bontrager

Senior Loan Officer
Picture of Todd Bontrager
Customer Satisfaction Excellence badge
100.00% Customer Satisfaction Rating
Visit Site
NMLS: 2149752

Tracie Westlake

Senior Loan Officer
Picture of Tracie Westlake
85.00% Customer Satisfaction Rating
Visit Site
NMLS: 426416

Select Your Loan Officer

Welcome to the Elkhart branch! Our knowledgeable, friendly staff will walk with you every step of the loan process to provide a personalized mortgage experience.

hover over your favorite LO or visit their website to learn more

Teresa Shultz-Miller

SVP, Area Manager
Picture of Teresa Shultz-Miller
Customer Satisfaction Excellence badge
100.00% Customer Satisfaction Rating
Visit Site
NMLS: 484901

Clarissa Lora

Senior Loan Officer
Picture of Clarissa Lora
96.20% Customer Satisfaction Rating
Visit Site
NMLS: 1896451

Cyndi Handley

Senior Loan Officer
Picture of Cyndi Handley
40.00% Customer Satisfaction Rating
Visit Site
NMLS: 515407

Eric Olsen

Senior Loan Officer
Picture of Eric Olsen
Customer Satisfaction Excellence badge
100.00% Customer Satisfaction Rating
Visit Site
NMLS: 1261514

Kym Baker

Senior Loan Officer
Picture of Kym Baker
Customer Satisfaction Excellence badge
99.60% Customer Satisfaction Rating
Visit Site
NMLS: 804933

Samantha Conrad

Senior Loan Officer
Picture of Samantha Conrad
Customer Satisfaction Excellence badge
99.00% Customer Satisfaction Rating
Visit Site
NMLS: 132573

Todd Bontrager

Senior Loan Officer
Picture of Todd Bontrager
Customer Satisfaction Excellence badge
100.00% Customer Satisfaction Rating
Visit Site
NMLS: 2149752

Tracie Westlake

Senior Loan Officer
Picture of Tracie Westlake
85.00% Customer Satisfaction Rating
Visit Site
NMLS: 426416

Stay connected.